My name is Tommie and I've been in the IT industry for over 30 years. I've hosted servers and web sites online for more than 25 years with close to 100% uptime. I have financial education and developed programs for accounting companies. For the last 25-ish years I've been working for companies like Story House Egmont, Biltema, the consultant company Sopra Steria. I've worked as Head of Development, Chief Development Officer and Business Developer. In my currennt role I serve as Research and Development manager at ASSA ABLOY. I have a team of more than 25 developers working with access and security solutions as well as cryptography. My team and I have developed integrations with different payment systems in Sweden, Denmark, Norway, for example: PayPal, Klarna, Dibs, Nets, Swish, Autogiro, Invoicing, Mobile Pay, Vipps, Pankki, recurring credit cards, voucher codes, Nordea, Bankgirocentralen, and dept collections. The systems that we are running have about 4,4 millions of customer and high volume of transactions. Our systems handle the organization's turnover of about 50 million EURO.